My iPhone XR is hacked as shit please help

When certain people cough really loud it starts to download things .. I have a digital sim in stalled on my phone ( I didn’t do this) and it says my number is a voip registered numbered.. I pay 55$ a month for straight talk that’s it.. a while ago I got an email about malware then it’s closed me out really fast and wouldn’t let me access things on my. Phone

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